Researches and Analyses

Research and Analysis

Relying on information assets and on more than 25 years' experience in data analysis and management, CRIF regularly conducts studies and analyses which are a point of reference in understanding the development of household credit - both consumer credit and real estate loans - and business credit.

Moreover, CRIF produces magazines and newsletters, in both paper and digital format, specifically for market operators to share trends and international best practices in credit management and financial marketing.

Risk and Credit Management

White papers and publications about credit risk management  

Business Information Analyses

Payment studies, trends in bankruptcies and analysis about companies

Consumer Credit Analyses

Studies and analyses which are a point of reference in understanding the development of consumer credit

CRIF Ratings Researches

CRIF Ratings publishes Economic and Credit Outlook, Industry Credit Research as well as giving its credit opinions on significant market events


  • 01/04/2020

    CRIF’s response to COVID-19 Emergency

    Following the emergency situation related to the spread of the COVID-19 virus, we are closely monitoring the development of the situation and are in constant contact with the relevant authorities. In the meantime, we have adopted a series of precautionary measures in order to protect the health of our employees and third parties, accordingly with the rules set by the relevant authorities in each country CRIF operates.

  • Bologna (Italy), March 26, 2020

    CRIF Ratings affirms Campari’s “BBB/Stable” unsolicited long term issuer rating

    The rating is assigned by CRIF Ratings on an unsolicited basis, without the participation of the rated entity and relying only on publicly available information.

  • Zurich, March 2020

    CRIF Study of the Construction Industry in Switzerland: a reduction in growth for the first time for 5 years

    CRIF AG has taken a look at the progress of the construction industry over the past five years. For the first time during these five years, more companies have closed their doors than have been established in the construction industry, resulting in an overall reduction of 748 businesses.

  • Bologna (Italy), March 19, 2020

    Covid-19 emergency: €15 billion needed over the next three months for cash-strapped Italian SMEs

    The ongoing health emergency in Italy over the next three months will have an impact on the working capital (or cash flow) of SMEs estimated at between EUR 10 and 19 billion out of a total of EUR 342 billion in trade receivables and payables. The alarm has been raised by the first Working Capital Observatory created by CRIBIS, a CRIF group company specializing in business information, and Workinvoice, the first Italian digital invoice trading platform.

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