A comprehensive and fully compliant suite of solutions to assess the value of every kind of real estate asset, providing qualified support to lenders and investors.

Context: why choose CRIF?

CRIF has been serving a significant network of banks, financial institutions, debt buyers and businesses for over 25 years.

CRIF creates value for clients by reducing the cost of risk and increasing business performance:

  • Independent Special Servicer.
  • Strong specialization in effectively serving a wide range of asset types & markets.
  • Data-driven collection processes leveraged by the analytics know-how & credit information assets of CRIF Group (CRIF Information Core).
  • Significant investments in technology & cybersecurity taking advantage of CRIF Group capabilities.

Covered industries

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Solution details

Business People 39 400

Property valuations

  • Full on-site valuations.
  • Drive-by and desktop valuations for monitoring purposes.
  • Valuations as independent expert for property funds.
  • Automatic valuation through the implementation of Automated Valuation Models (AVM) with EAA label.
  • Digital valuation with video collaboration and remote inspection, offering the end customer a fully digital experience.

Ancillary property services

  • Technical Due Diligence.
  • Feasibility Studies.
  • Market and Sector Analysis.
  • Business Plans.
  • Work in Progress Monitoring.
  • Documentation required for property sales (e.g., Energy Performance Certificate, certification of absence of non-conformities, etc.).


Business People 40 400

Key benefits

Risk management

CRIF property valuation solutions offer the valuation and monitoring of immovable collaterals to fulfill risk management requirements.


CRIF enables full compliance with the regulatory framework, thanks to its involvement in the standard and regulation creation process.


An unparalleled level of confidence thanks to the valuation standards adopted, the certifications, the independence of the professionals and the transparency of the process.

End-to-end solution

The wide proposition of valuation services provides a complete and integrated range of solutions matching every client need.

Customer care

Different tools to support the end customer during the valuation process. Customer satisfaction is continuously monitored through surveys of end users and banks.

Real estate valuation and credit risk mitigation

CLIENT: Intesa Sanpaolo is the largest banking group in Italy with a significant international presence. Its distinctive business model makes it a European leader in wealth management, protection and advisory and ensures its strong focus on digital. Its commitment to ESG foresees, by 2025, €115 billion of impact financing and contributions of €500 million to support people in need.

NEEDS: qualified appraisals and in-depth information, with a view to mitigating the risk in the granting and management of real estate credit.

SOLUTION: CRIF Property evaluation

RESULTS: increase in knowledge of real estate financing at all levels of the institution, resulting in a greater propensity towards Real Estate.

"The possibility of implementing this important integration with our Portal constituted a fundamental criterion in the choice of CRIF RES as one of the 4 providers we use for the evaluation of the completed residential properties (in addition to some internal experts - for special cases of development - and external - operations such as back-up and control for internal experts). Just as the quality assurance of the service and the compliance with regulations have been incisive in directing us towards CRIF”.

Daniele Longoni, Head of Intesa Sanpaolo's Credit Risk Mitigation service

UniCredit mitigates the risk with automatic real estate valuation

CLIENT: UniCredit is a pan-European bank, made of 13 banks across the continent working together as one, with values of integrity, ownership and care at the heart of decision-making.

NEEDS: to reliably confirm the initial value of a granular portfolio of real estate appraisals.

SOLUTION: Automatic Real Estate Valuation (AVM) by CRIF

RESULTS: positive feedback with respect to the correct cadastral identification of the properties and the absolute consistency between the value reconstructed by CRIF and the information possessed by the credit institution.

"The adoption of CRIF's AVM system has given excellent results as regards the correct cadastral identification of the properties. We tested the system on a number of positions that we knew perfectly well and asked CRIF to indicate the cadastral identification and the presumed value. on that occasion, starting only from one element of the customer's NDG code ".

Marco Cicogna, Head of Loan Administration of UniCredit

Our solutions

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