To make a secure sale or purchase of a property or to assess the suitability of particular enforceable legal actions (foreclosure) it is necessary to carefully check if there are any encumbrances or constraints in relation to the property which may limit its availability and value.

The 20-Year Report precedes a Notary Report, but may also be requested as a separate service to check if a property is free from encumbrances, including those registered to previous owners. CRIF RES can produce this report very quickly (20 days on average) and documents the acts that were consulted, in order to guarantee quality and transparency.

Notary Certification
CRIF RES can substitute Land Registry Certification with a 20-Year Report certified by a notary according to Italian Law 302/98 on "Forced repossession and acts to be carried out by notaries". This certification is indispensable in the sale or purchase of a property, and is very useful in assessing the suitability of proceeding with legal action (foreclosure on a property).

Related services

Real Estate Monitoring

Real Estate Monitoring allows the continuous monitoring of variations to property assets of subjects to be completely outsourced to CRIF.

Property Information Search

The CRIF Property Information Search service enables a quick and accurate assessment to be carried out of the properties owned by a subject.

OPTIMA Legal Search

The OPTIMA Legal Search provides the information required for a complete advance analysis of the effectiveness and suitability of a collection action.

Legal Services

CRIF supports the legal departments of banks and financial institutions in their legal credit collection activities and in clearly defining assets (real estate or personal property) that can be potentially be claimed.