Risk & Digital Strategy Consulting

Strategic Risk and Digital Management Consulting Services

CRIF is a reliable partner that meets all your needs in the areas of Credit Risk Analytics, Digital Advisory, Customer Insights and Risk Management Consulting.

CRIF has over 20 years’ experience in digital and management consulting services, from governance to risk assessment and management, from regulatory compliance to processes, digitalization, and customer experience innovation.

CRIF’s teams of experts are highly specialized and up-to-date on the latest regulations, providing high-quality, personalized support to players who want to evolve and grow their businesses in compliance with applicable laws.

• Risk management & regulations: Compliance with risk management regulatory requirements for both accounting and prudential purposes (RAF, TRIM, Stress Test, Framework IFRS 9, Benchmarking Exercise, integration of regulatory requirements into risk parameters, Controls, Due Diligence, RWA optimization, KYC).
• Modeling: Development, fine-tuning, calibration, and validation of regulatory (AIRB) and management models (scorecard monitoring and acceptance, early earning, collection, fraud prevention, AML, accounting, IFRS 9), using traditional analytics as well as machine learning and artificial intelligence techniques.
• Model Suite:  Established, regulatory-compliant analytics models and suites to support management pathways: Policy optimization and reject inference, monitoring via bureau analytics, IFRS 9 provisioning calculation, benchmarking for AIRB validation, and outsourced fraud prevention/AML models.
• Targeting, Prospecting, and Business Development
  Support for advanced segmentation and customer targeting through proprietary analytics, powered by artificial intelligence for performance growth.
• Process Agility End-to-end process management and optimization, enhancing the digital customer journey, profiling, onboarding, disbursement, monitoring, and NPE management. CRIF experts also design advanced dashboards to accelerate targeted actions, improving management efficiency.