Moscow, 21/08/2007

CRIF, represented by its company CRIF Decision Solutions, has signed an Agreement with Uralsib-Bank to provide its business automation process systems to manage the Retail segment. Switching to the application of CRIF’s solutions will allow the Uralsib-Bank to run the Bank’s existing line of products from a unique technological platform, decrease costs, increase operations profitability and raise loan volumes, while simultaneously monitoring quality and the behavior of the credit portfolio.

Mrs. Natalia Shchelovanova, Russia and CIS Countries Regional Manager - CRIF, stated that “the implementation of the decisions and business automation process systems might take an average of five to nine months, depending on the extent and complexity of the project. The project involves several stages including implementation of software products, analysis, consulting and training for bank specialists".

CRIF Decision Solutions offers an efficient risk assessment system based on scoring and analytical models. Mr Oleg Ganeev – the Chief Executive Officer of the Retail Business – Uralsib-Bank – values the fruitful collaboration with CRIF Group: “Our new business partner understands the relationships between banks and their clients; focusing on flexibility and customer care”.