Support for optimization of the credit processes of a medium-sized bank

How to set out a roadmap of actions, both short and medium/long-term, to strengthen the ability to guide, control and monitor the processes and quality relating to a bank's credit portfolio

CLIENT: Medium-sized bank

NEEDS: Strengthen the ability to guide, control and monitor the processes and quality of the credit portfolio

SOLUTIONS: Consulting services and functional analysis to revise the lending process, with the main focus on the credit granting and monitoring stages

RESULTS: Review and optimization of lending and credit management processes

 

The solution chosen by the bank had three main objectives:

  • To redesign the application assessment processes and decision-making processes, and related detailed requirements
  • To perform a feasibility study regarding the development of risk models, adapted to the specific business of the bank
  • To develop monitoring processes in order to classify indicators and management strategies

 

 

 

Related Products

Process & Strategy Optimization

Putting our knowledge into practice by helping our customers analyze and improve the efficiency and effectiveness of business operations and strategies in every phase of the credit lifecycle, from engagement and origination to customer management and debt collection.