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Improve your customer portfolio performance by achieving an optimal balance between managing risk and opportunities, with targeted and timely next-best-actions.
Outsourcing & Processing
Credit Reporting Agency Services
CRIF is a leader in the provision, management, and operation of credit bureaus worldwide. CRIF’s unique mix of a state-of-the-art technological platform, fully customizable local components, and wide availability of value-added solutions has ensured successful installation and continued growth of our bureau solutions in 22 countries since the 1990s.
CRIF has established a new approach to business information based on a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised. This means the creation of an ecosystem where data are linked to each other and can be transformed into information specific to different evaluation processes.
CRIF RES offers comprehensive solutions through its Real Estate Information suite for the retrieval and management of property information and for property credit collection.
Our world-class bureau platforms have enabled creation of bureaus for CRIF companies and clients alike. Our two-layer approach (a technology platform that ensures stability regardless of the specific solution built on top, and a customized component that ensures the right fit for our client’s needs) allows CRIF to provide targeted solutions for any need.
CRIF's predictive analytics tools and software generate hundreds of millions of score calculations and risk decisions every year around the world.
Credit risk management experts who provide advisory services for governance, risk assessment and management, compliance within the context of the risk appetite framework.
Putting our knowledge into practice by helping our customers analyze and improve the efficiency and effectiveness of business operations and strategies in every phase of the credit lifecycle, from engagement and origination to customer management and debt collection.
CRIF Big Data Analytics is an international knowledge center supported by different Data Management Factories: in Europe (according to GDPR) and around the world.
CRIF offers complete project management services, software and tools delivered by a dedicated team of professionals to a global market.
The complete software platform covering the end-to-end credit value chain with built-in best practice for effective credit and risk management. The CRIF Credit Management Platform addresses the specific set of needs of each customer, and also offers configurable products for Decision Management, Business Process Management, and Business Intelligence.
Automated decisions to leverage data & analytics.
In order to support financial institutions in their objective of operating a profitable business and improving knowledge of their customers, CRIF provides omnichannel solutions, both automatically or manually, for accurate identification, risk assessement, anti-money-laundering and anti-fraud management at the key stages of processes for B2B and B2C clients.
The specialised division dedicated to Business Process Optimization (BPO) of the operations of credit institutions.
CRIF Property Valuation is a line of services which offers a solution to banks and financial institutions for the management of property valuation.
The CRIF team dedicated to the management of Non-Performing Loans, specializing in small/medium ticket, secured and unsecured portfolios.
CRIF BPO supports institutions in the complete and efficient management of their Approved Supplier List through checks, document management and business intelligence.
CRIF Ratings, a CRIF company, is a credit rating agency authorized to assign ratings to non-financial companies based in the European Union in the form of debt instrument ratings and issuer ratings.