Financial Institutions


Become desirable to your target

Excel at targeting and connecting customers, making the right offer, at the right price, via the right channel with a compelling customer experience and taking acceptable risk.


CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth.

N.E.O.S. CRIF New Evolution Open Suite

N.E.O.S. is an “as-a-service” suite of solutions, designed to improve the creditworthiness evaluation and seize relationship development opportunities within a credit and/or verification process (digital or non-digital) through the sophisticated use of PSD2 data.

Business Information

CRIF has established a new approach to business information based on a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised. This means the creation of an ecosystem where data are linked to each other and can be transformed into information specific to different evaluation processes.

Property Infomation

CRIF RES offers comprehensive solutions through its Real Estate Information suite for the retrieval and management of property information and for property credit collection.

Personal financial manager and Business financial manager

Personal financial manager (PFM) and Business financial manager (BFM) allow financial services providers to create highly personalized customer experiences and drive revenues and retention.

Risk Management & Predictive Analytics

CRIF's predictive analytics tools and software generate hundreds of millions of score calculations and risk decisions every year around the world.

Regulation & Governance

Credit risk management experts who provide advisory services for governance, risk assessment and management, compliance within the context of the risk appetite framework.

Process & Strategy Optimization

Putting our knowledge into practice by helping our customers analyze and improve the efficiency and effectiveness of business operations and strategies in every phase of the credit lifecycle, from engagement and origination to customer management and debt collection.

Advanced and Big Data Analytics

CRIF Big Data Analytics is an international knowledge center supported by different Data Management Factories: in Europe (according to GDPR) and around the world.

Project Management

CRIF offers complete project management services, software and tools delivered by a dedicated team of professionals to a global market.

CRIF Credit Management Platform

​The complete software platform covering the end-to-end credit value chain with built-in best practice for effective credit and risk management. The CRIF Credit Management Platform addresses the specific set of needs of each customer, and also offers configurable products for Decision Management, Business Process Management, and Business Intelligence.


Automated decisions to leverage data & analytics.

CRIF Foundation Framework

Digital Process Automation Platform allowing you to build highly configurable solutions through low-code means

PHYON - CRIF Phygital Onboarding

The end-to-end solution for Phygital Onboarding processes - from engagement to signing of the contract - which allows remote interaction with existing customers and prospects to perform sales processes through a user-friendly and efficient digital channel, reducing time and costs.

Business Process Optimization

The specialised division dedicated to Business Process Optimization (BPO) of the operations of credit institutions.