Energy and Utilities

Business Information

Companies all around the world looking for the highest quality business information can use CRIF solutions to help them achieve the best results in terms of profitability and healthy growth.

CRIF has established a new approach to business information using on a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised. This means the creation of an ecosystem where data are linked to each other and can be transformed into information specific to different evaluation processes.

SkyMinder is the CRIF platform which enables the global market to access commercial risk data and take better business decisions on worldwide companies. All countries around the world are available on SkyMinder, with no barriers in terms of political or economic turmoil or instability, such as embargos, or internal or external conflicts. This means that all entities considered as companies are evaluated in more than 230 countries and territories via SkyMinder and all business information is ready to be analyzed by customers all over the world.

Thanks to the “freshly investigated” report, countries with data accessibility and updating issues are also fully covered by SkyMinder, without exceptions.


Credit Reports

Available in 230 countries and territories, the report provides a clear picture of a business based on the following key data:

  • Identification: data that can be used to find a company using business registration details, legal form and address.
  • Risk assessment: a rating that can be used to understand the risk level combined with a credit limit to get further insight into company vulnerability. The Local Rating is a focal point for company and risk assessment, starting from country-based information, and avoiding standardized assessments and missing specific local characteristics.
  • Firmographics: industry code, number of employees, and all information enabling companies to be classifed.
  • Financial information: available if the legal form requires the submission of financial data, balance sheets and ratios to evaluate financial strength.
  • Negative and significant legal events: crucial to find out if information can affect risk level.
  • Historical data: changes that occurred in the past involving company management.
  • Business management: both current and past senior management.
  • Company structure and relationships: linked to legal form, these data can be used to build a map of company relationships and ownership.
  • Bank details: name, address, branch of the bank used by the company, if available.

Credit Reports are available online or can be freshly investigated, meaning that high quality information is guaranteed anywhere in the world. From instantly generated reports to those requiring additional analysis to verify and collect data due to the lack of organization of sources. Both processes are based on the SkyMinder Business Information Ecosystem, always working with the best available data.

Monitoring Services

Combined with the credit report, keeping up-to-date with what has changed in a company is the best way to prevent critical events.

Thanks to SkyMinder, three solutions are available, closely linked to the different data availability and updating processes in different countries:

  • Alert: starting from a Credit Report, a brief notification is generated when a change affects a company, such as a change in the credit limit, legal form or company structure. To find out more, it is necessary to buy a new Credit Report.
  • Full Monitoring: starting from a Credit Report, a detailed notification is generated and at the same time the updated report in automatically produced.
  • Planned Revision: periodic, scheduled updating of a Credit Report. Strongly recommended when data availability and updating in some countries is not automatic and changes are only reported reactively.

Alert and Full Monitoring are available for countries where data updating is proactive, and is independent from specific requests.