In order to support companies in their objective of operating a profitable business and improving knowledge of their customers, CRIF provides omnichannel solutions, both automatic and manual, for accurate identification, risk assessment and fraud management at the key stages of processes for B2B and B2C clients.
CRIF’s Credit Check (also called Order Check) assess payment default risk of companies and individuals by using a simple traffic light system. Based on several different subelements, one main decision is displayed. It creates the optimum match between products, prices, payment terms and credit limits during application processes.
This whitelabel solution takes care of all important processes in commerce, from identification and address-check up to order checks and fraud prevention as well as compliance. Futhermore the Order-2-Cash solution involves billing and payment clearing processes, as well as accounting (sub-ledger booking, export to general ledger, credit voucher returns), dunning and collection. If you want a full service solution whitout loosing control of your customer-data, Order-2-Cash is a must-have.
The AML-Info Check indicates entries of individuals and companies on sanction- and and PEP* lists (*politically exposed person) and contains also the product CRIF Identifiy.
CRIF Identify enables companies to verify the address of an individual by checking the CRIF database whether this address is known.
The CRIF Verifications Score shows the level of knowledge about an individual at a given address. The result, displayed as a calculated score, is affected by the quality and quantity of the address sources.
Conventional fraud solutions focus on personal account information. They review name, address and payment details of the costumer to verify their transactions. Yet these checks are not effective to prevent identity theft, compromised client devices and sophisticated hacking attacks.The Device Fingerprint however is a real-time fraud detection product. It is based on device interaction in online applications by leveraging an existing pool containing millions of devices. Others as in conventional fraud solutions as described above, the tool analyses the visitor’s device without taking into consideration personal information. Thus a strong and effective prevention against any type of fraud, such as account registration, account utilization, account theft and transaction fraud is guaranteed.
CRIF’s Fraud Suite allows you to minimize fraud by analysing all transactions by a large number of fraud patterns.
The CRIF Fraud Prevention Outsourcing is the complete package of CRIF’s fraud solutions and fraud prevention expertise. As an alternative to establish your own fraud-team for online applications and transactions, CRIF will take care of the whole fraud prevention process with a specialized team.
With CRIF Decision engines flexible decision making in the online application or origination process has never been easier, especially when having complex products and process landscapes or for fin-techs with fast changing needs.
By providing clever decisioning solutions CRIF ensures the needed agility in this dynamic game changer period driving forward the digitaliziation
Analytics & Consulting
Within it’s analytics and consulting services CRIF guarantees to adopt it’s whole existing expertise and knowledge by involving a huge team of professionals to support companies in the Risk Management area.