ESG & Commercial Insurers

ESG is widely recognized as an important indicator of business resilience—yet its use in SME underwriting remains limited. While many insurers acknowledge the value of ESG in risk assessment and pricing, only a few consistently incorporate ESG data into rating models.

CRIF Talks, the new CRIF podcast series exploring how innovation, sustainability, and data driven intelligence are reshaping financial systems around the world, addresses these topics in the episode ESG & Commercial Insurers.

In the conversation, Sara Costantini, CRIF Regional Director for the UK and Ireland, explores why this gap exists, and how insurers can begin integrating ESG more effectively into underwriting and pricing decisions.