Sustainability
The socio‑economic and environmental context has made the transition towards sustainable business models no longer postponable.
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In particular, TransUnion and CRIF have agreed with HROK to develop technologies and services in order to support the growth of the credit market. Founded by 20 Croatian banks and encouraged by the Croatian bank association, HROK is the first credit bureau in the country, which represents more than 90% of the retail banking market.