Business Process Optimization Services

CRIF is a leader in the management of Credit Origination processes for different products (mortgages, personal loans, salary-deducted loans, leasing & factoring) for both consumers and SMEs. In addition, through its Remote Selling service, CRIF offers a solution for the end-to-end management of online sales channels for loans, from lead generation to back office management of the loan (appraisal, pre-decision, etc.).

CRIF facilitates the granting of finance to SMEs through a modular end-to-end solution designed for banks using a public guarantee fund and the associated guarantees. The service covers all stages of the process: from pre-assessment through monitoring and management of risk events and the eventual activation of the guarantee, as well as the monitoring of previously processed portfolios and quality control.

CRIF offers solutions for the verification of natural and legal persons, from KYC and AML checks, video identification (video ID and Self ID mode) during the Digital Onboarding process, to anti-fraud assessments aimed at checking the correctness of the documentation provided by the customer to identify inconsistencies where possible personal or income fraud could be concealed.

Other services include the verification and monitoring of third parties (credit brokers, financial and insurance agent networks); the verification of candidates during recruitment to safeguard the company/institution from possible manipulation of their profiles and from future reputational damage; the efficient management of the recruitment process through verification, document management and business intelligence to guarantee full compliance with regulations.