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CRIF Generates €886M in 2025, Driving Sustainable Growth and Advancing its Global ESG Strategy

CRIF’s 2025 Sustainability Report signals strong ESG performance and shared value creation, distributing over 85% of generated value to suppliers, employees, communities, and institutions. 

CRIF, an Italian data-driven company and global leader in credit information, business information and analytics solutions, has published its 2025 Sustainability Report, showing a steady growth in the company’s economic impact.

The economic value generated in 2025 reached €886.847 million (up from €854.983 million in 2024 and €812.862 million in 2023), confirming a solid, sustained growth trend over the past three years. This impact stems from CRIF’s ability to transform its unique information assets—built up over more than 35 years of business—into effective solutions for banks, businesses, and consumers.  

CRIF operates in 37 countries across four continents and specializes in developing credit information and business information systems, as well as analytics, outsourcing and processing services, and developing advanced digital solutions to support business growth and open banking.

Alongside these solutions and services, a new line of ESG information has been introduced, marked by the launch in 2025 of CRIF Synesgy Ratings, the Group’s new ESG rating agency. Today, more than 10,500 banks and financial institutions, 450 insurance companies, 90,000 businesses, and 1,000,000 consumers around the world use CRIF services

 

Distribution of Generated Value Among Suppliers, Employees, and Communities 

85.1% of the economic value generated—totaling €754.316 million—was distributed to key stakeholders. Suppliers received 40.1% of the total (€355.4 million), followed by employees with 38.5% (€341.7 million), while €1.847 million was directed to local communities.

Taking into account the impact of amortization related to investments and development—both internal (creation of software and know-how) and external (acquisitions)—the share of the value distributed increases to 97.1%, amounting to a total of €860.9 million.

With 4,780 employees around the world—48% of whom are women and 96% are employed on permanent contracts—CRIF continues to place human capital at the center of its strategy. In addition, 108,163 hours of training were provided in 2025, an increase of more than 15% over the previous year.  

In terms of inclusion, in 2025 CRIF held the first meetings of its Global Equal Opportunities Committee and organized training webinars on diversity and inclusion aimed at middle management.  

 

Environmental and Governance Pillars: Certified Achievements and New Milestones 

In relation to the environmental pillar, CRIF extended its ISO 14064 certification—the international standard that establishes requirements for the quantification, reporting, and independent verification of greenhouse gas emissions—to 10 Group companies operating in 7 countries: a clear commitment to transparency that CRIF is gradually extending to all the regions it operates in.  

At the same time, two internal awareness campaigns were launched globally: the Energy Awareness Campaign, aimed at promoting CRIF’s environmental initiatives and objectives while encouraging employees to adopt simple, everyday actions to reduce environmental impact; and the Travel Awareness Campaign, launched alongside an internal Carbon Footprint Survey, conducted in preparation for ISO 14064 certification and to support the development of practical initiatives for more sustainable commuting between home and work.

In terms of governance, CRIF also completed its first double materiality analysis in line with the standards of the EU Corporate Sustainability Reporting Directive (CSRD). The analysis considers the impacts, risks, and opportunities generated by CRIF’s activities on the environment and people throughout the value chain, and vice versa, enabling the company to define its sustainability priorities and communicate them to stakeholders with full transparency. 

“Our 2025 Sustainability Report provides clear evidence that generating economic value and operating responsibly are not competing priorities—they reinforce one another. The more than €886 million generated by the company and distributed across our entire value chain—from employees to local suppliers, communities and institutions—demonstrates that, for CRIF, sustainability is a strategic driver of growth. With the launch of CRIF Synesgy Ratings and the completion of our first double materiality assessment, we are well positioned to support our clients in their ESG transition—bringing data, expertise, and accountability to help build a more equitable and resilient economy,” commented Carlo Gherardi, Founder and CEO of CRIF