Telco and Media

End-to-End Credit Management Platform

The CRIF Credit Management Platform addresses the specific set of needs of each customer, while responding to today’s market and business drivers that require full coherence between strategic direction, operational effectiveness and customer experience, with the right level of control and flexibility, leveraging data and analytics to optimize results.

The CRIF Credit Management Platform responds to all credit and risk challenges, with packaged modules for each phase of the credit value chain, from Engagement and Origination to Customer Portfolio Management and Debt Collection & Recovery as well as modules covering the entire credit lifecycle, including Governance & Reporting, Credit Policy, Rating Assignment, Price Optimization and Advisory Expert System, with a common underlying CRIF Data Model that collects all credit data. The platform also comes with configurable products for Decision Management, Business Process Management and Business Intelligence.

The CRIF Credit Management Platform has been rated best-in-class by independent research: thanks to its modular design it is possible to choose what you need, adapt and optimize it to fit your business model, needs and budget. The platform has a flexible and scalable technology that supports any deployment options, from single on-site installation to cloud/service, with tools to develop applications quickly and securely.

Whatever challenging you are facing, whether to differentiate the customer experience, introduce new segments, products, channels, business models, be compliant ready, cut cost through simplifying and automating operational processes, our solutions can help you to optimize your business results.


Automated decisions to leverage data & analytics.

CRIF Foundation Framework

Digital Process Automation Platform allowing you to build highly configurable solutions through low-code means


Excel at targeting the right customers and bringing on new business with the Engagement module of the CRIF Credit Management Platform.


Streamline account opening and loan origination processes end-to-end with the Origination module of the CRIF Credit Management Platform.

Customer Portfolio Management

Stay on top of portfolio risks and customer opportunities with the Customer Portfolio Management module of the CRIF Credit Management Platform.

CLever: Debt Collection & Recovery

CLever provides complete and streamlined management of the collection process, from early collection through late collection and recovery.

Rating Assignment

Apply best-in-breed techniques to automatically assign ratings to credit exposures across the credit value chain with the Rating Assignment module of the CRIF Credit Management Platform.

CRIF Data Model

The complete data management solution for credit risk information across your enterprise.

Credit Policy

Manage credit risk authorization and delegation for your whole enterprise and at each decision-making point across the end-to-end credit lifecycle.

Advisory Expert System

The sales & relationship managers’ tool for complete, low-effort business risk evaluation.

Price Optimization

Determines the optimum pricing to achieve the right balance of competitivity with default risk.