CRIF Credit Framework
The holistic approach that responds to all credit and risk challenges, from strategies to solutions
Information, know-how, insight & technology to achieve sound & optimized decision-making and compliant processes in every phase of the customer life cycle.
Discover the best solutions for your needs:
Set strategic goals, align them with operations and monitor performance.
Excel at targeting and connecting customers with a compelling customer experience and taking acceptable risk.
On-board customers and originate loans to achieve growth while mitigating risk and streamlining processes.
Achieve an optimal balance between managing risk and opportunities, with targeted and timely next-best-actions.
Collect more with a flexible approach that leverages all internal and external resources.
Proactively and efficiently assess and mitigate risk throughout your organization.
Adjust to new and ongoing regulations and compliance with ease and a forward-looking approach.
Leverage Data, Analytics and Processes
Take advantage of data and analytics.
Hamburg, February 4, 2019
Personal bankruptcy in Germany: fewer and fewer consumers achieve debt discharge after three years
Personal insolvency proceedings in Germany were reformed on July 1, 2014. Since the reform came into effect, 7.4 percent of those affected have been able to reduce residual debt discharge to three years.
Bologna, January 2019
Special Servicer for NPLs: CRIBIS Credit Management obtains the RSS2, CSS2 and ABSS2 Fitch Ratings
CRIBIS Credit Management has obtained the Fitch Rating for Special Servicer activities in relation to NPL management.
London, January 30, 2018
Cyber Check: Cyber Risk Screening for SMEs
CRIF Decision Solutions has launched Cyber Check to provide small and medium size enterprises with an economically viable service to allow them to rapidly identify their cyber risk vulnerabilities.
Paris, February 22, 2019
BNP Paribas Personal Finance and CRIF S.P.A. launch SONAR, a pan-European risk flow platform for car dealers credit limit granting and management
In order to support the evolving needs of original equipment manufacturers (OEMs) and car dealers in a rapidly changing environment, BNP Paribas Personal Finance and CRIF S.P.A. have developed a scalable, end-to-end credit platform designed at a HQ level, deployed in 14 countries and serving around 7000 BNP Paribas Personal Finance car dealers.
London and Bologna (Italy), November 29, 2018
CRIF becomes the first Open Banking AISP to be registered in 21 European countries through the acquisition of Credit Data Research Realtime Holding Ltd.
As a European entity registered in the UK, CRIF is now the first company across Europe authorized to offer a new suite of services helping customers and companies benefit from the Open Banking initiative, with the PSD2 Passport issued in other 20 European countries.
Bandar Seri Begawan, Brunei Darussalam, and Bologna, Italy, November 15, 2018
CRIF establishes a full-fledged credit bureau in Brunei
Marking another important milestone in the development of the financial sector, the Autoriti Monetari Brunei Darussalam selected CRIF as its strategic partner to develop a world-class credit bureau in Brunei.