Innovation

Digitalization transforms the ways in which it is possible to support markets in a disruptive way, improving customer engagement and the customer experience. What’s more, in many sectors disintermediation processes are rapidly accelerating, leading distributors and manufacturers to offer increasingly sophisticated services and products and to create new cross-industry value chains.



Continuous innovation, the use of the most advanced technologies, and an Information Management culture are inherent characteristics of CRIF’s DNA and underlie the significant investments in research and development.
 
For more than 30 years, CRIF has helped its partners on a daily basis to take the right decisions through a distinctive mix of business knowledge, information and technology, incorporated within an offering of solutions recognized by its clients on a global level as leverage to reach the next level.

Through the acquisition of Credit Data Research Realtime Holdings Ltd. CRIF has become the first player in the credit information sector to be registered as an AISP in more than 20 European countries. CRIF has then completed its coverage as an AISP through the registration of CRIF RealTime Ireland, bringing the number to 31 European countries.

CRIF and Innovation

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FINTECH

CRIF is ranked among the top 50 FinTech companies on a global scale

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OPEN BANKING

INSP: ecosystems and platforms for new growth

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OPEN BANKING

CRIF extends its operation as an AISP to all 31 European countries where the revised Payment Services Directive is applicable

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FINTECH

CRIF becomes a Fintech District partner

 

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GLOBAL TECHNOLOGIES

Disaster Recovery: the approach and Solution as a Service developed by CRIF

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CASE STUDIES

BNP Paribas Personal Finance and CRIF S.P.A. launch SONAR, a risk flow platform for car dealers credit limit management.

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Forbes Focus “The next level of decision-making”

In July edition, Forbes Italy magazine publishes Forbes Focus “The next level of decision-making”, in collaboration with CRIF.

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CRIF–SDA Bocconi: Innovations in Consumer Lending

The Bocconi CRIF-SDA research investigated innovation in the European consumer credit market thanks to the valuable contribution of the Federation of National Associations of Consumer Credit Operators of the main European countries (Eurofinas).

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Omnichannel Smart Onboarding

CRIF acquired majority stake in Inventia - the digital identification software company. Using Inventia's technology, CRIF has strengthened its ‘Omnichannel Smart Onboarding’ platform for credit processes, enriching it with components that increase the user experience in the 'Phygital' interaction with the end customer.

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