CRIF's range of solutions and consultancy services cover every phase of retail and business customer relationships, including the planning and implementation of management processes for unpaid credit, the efficiency of which is increasingly a key prerequisite for profitability in banks and financial institutions.
CRIF and CRIF Decision Solutions provide financial institutions with information and skills through advanced scoring models, workflow management systems and decision-making support that contribute to guaranteeing elevated collection performance, starting from the management of initial insolvency through to legal action.
On completion of the credit management cycle, CRIBIS Teleservice (with a structure made up of 250 professionals and network coverage of the whole country) provides the management of outsourced debt collection (Commodity Checks, Phone Credit Collection, Home Recovery,Tracing, etc.) with advantages for the financial institution in terms of flexibility of the action and reduction in time, operating costs and workload of internal staff.For more information click here
CreditBility has a complete set of agile tools to meet the business intelligence needs of CRIF Credit Framework users to monitor, measure and improve business and portfolio performance. Start to leverage the wealth of information gathered by CreditFlow, decisioned by StrategyOne and processed by CLever to be smarter and better.
A completely outsourced solution aimed at increasing the performance of debt collection activities, giving immediate and concrete results.
CRIF Collection Services
CRIF Collection Services provides Slovak banks, financial organizations, utilities, insurance and business companies with a wide set of debt collection solutions. Based on CRIF Group experience, CRIF Collection Services ensures high recovery performance by applying decision-making models, identifying appropriate strategies and selecting the most effective collection actions.
CLever is a solution offered to banks and financial institutions for the efficient and complete management of their collection processes.
Scoring Models for debt collection
From the standpoint of an efficient reengineering of all decision processes, CRIF Decision Solutions’ credit scoring models allow the definition of a more objective, consistent credit policy and better management and communication with the commercial network. Marketing scoring models serve as a valid aid in boosting the profitability of an existing portfolio and attracting the most lucrative prospects.
StrategyOne is a consolidated, 360° business rules management platform enabling your organization to identify the right targets, increase customer loyalty, boost sales and profits, manage risk and implement business and regulatory policies and procedures.
When a debt restructuring plan is no longer sustainable, credit institutions need to propose concrete alternatives to debtors. To respond to this need, CRIF has developed NPL Management, a consultancy service which introduces the option of selling a property before it is put up for auction and therefore at a value in line with the market or "quick sale" value.