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Today’s business environment is undergoing a revolutionary transformation, driven by the force of information technology, the explosion of consumer markets and the globalization of the economy.
The result is heightened competition, an array of new financial services, and an expanding world of
consumers who are increasingly sophisticated and demanding.

Through in-depth knowledge and expertise, CRIF offers a comprehensive and highly integrated approach to decision making. It effectively combines credit reporting, decision-support models, management solutions, consultancy, outsourcing, software and worldwide business information systems.
This complete set of capabilities enables CRIF to provide advanced solutions for every phase of the customer relationship cycle – from strategic planning, to fraud prevention, to acquisition and portfolio management, and debt collection – in order to provide you with a distinct competitive advantage.


CRIF is an independent company with 90% of its capital held by founder members and management, and the remaining 10% by various credit institutions. Among the latter, 3 international banks have been present in the shareholding group since the 1990s, namely BNL-BNP Paribas, Deutsche Bank and Banco Popolare (the largest Italian public cooperative credit institution).

In 2012, CRIF's total revenue was 285 million Euro. Current equity amounts to 110 million Euro.
The number of CRIF associates in its offices and subsidiaries in Italy and around the world had reached over 1,500.