Our history

1988 CRIF was founded in Bologna, Italy.
1997 CRIF Decision Solutions Ltd. was established in the UK to provide financial analysis, reporting and monitoring services, anti-fraud solutions for UK insurance companies.
1999 CRIF Decision Solutions Ltd. expansion in the UK due to the acquisition of Qui Credit Assessment Ltd.
CRIF NORTH AMERICA Corp. was established in Tampa, Florida, USA.
With CRIBIS Corp., based in Tampa (Florida, USA), CRIF develops and distributes online decision support systems on an international scale, for the strategic management of credit and marketing activities, and for access to information on companies, sectors and markets in 230 countries.
2001 The strategic alliance with the American company TRANSUNION, leader in the NAFTA market, gave rise to two companies that specialize in providing custom and model-based business solutions in Mexico (TRANS UNION CRIF DECISION SOLUTIONS S.A. de C.V.) and in Central and South America and Canada (TRANSUNION CRIF DECISION SOLUTIONS LLC).
2005 CRIF bought 100% of the stock in CCB - CZECH CREDIT BUREAU and later in SCB - SLOVAK CREDIT BUREAU, two companies managing the Czech Republic and Slovak Republic credit bureaus, respectively expansion into the Russian market.
CRIF co-founded the National Bureau of Credit Histories (NBCH) with the National Banking Association (ARB) and some of Russia’s main banks.
2006 CRIF acquired INFIN, which provides business information services, analysis and consultancy on companies and public entities in the Slovak Republic.
2007 InfoData (founded in 1990 as a Department of the Polish Chamber of Commerce) became part of the CRIF Group. CRIF Sp. Z.o.o was acquired. It offers added-value business information services (www.cribis.pl) in Poland, providing high quality data and freshly investigated credit reports on any Polish and foreign companies worldwide, as well as analytics, consulting, outsourcing and software solutions.
Creation of OOO CRIF in Russia to provide a range of services including consultancy, analysis, outsourcing, software and debt collection solutions.
2008 INFIN merged with SCB – the Slovak Credit Bureau.
CRIF strengthened its presence in the Americas through CRIF Corp. (based in Tampa, USA), Magnum (based in Atlanta, USA) and CRIF S.A. de C.V. (based in Mexico City), which provide decision support and software solutions to financial institutions, service providers and businesses.
In July 2008, CRIF acquired Teres Solutions, a company based in Texas (USA). Teres Solutions develops advanced solutions for direct and indirect lending which represent the reference standard in the financial services market.
2009

CRIF has reinforced its presence in the business information sector by acquiring Dun & Bradstreet (D&B) Italy. The creation of CRIBIS D&B will provide clients and the market with increasingly detailed information, as well as the skills and experience of D&B, one of the main business information operators in the world.

CRIF and HUAXIA International Credit Group has established a new joint company, HuaxiaCRIF China, to offer consumer credit risk consultancy and information services to the Chinese market.

CRIF has continued its expansion in the United States by acquiring FLS services (based in Dallas, Texas), and Aimbridge Indirect Lending LLC and Member Lending Acceptance LLC (based in Denver, Colorado), companies specialized in indirect and direct lending solutions.

CRIF Zrt., the newly formed CRIF Group company based in Budapest (Hungary), has obtained a license from PSZAF, the Hungarian Financial Supervisory Authority, to establish the first entirely private and voluntary credit bureau in Hungary which will include both positive and negative credit information on individuals and businesses.

2010 CRIF acquired APPRO Systems from Equifax. APPRO Systems is a leading provider of loan origination and account opening solutions for financial institutions in the U.S.