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Perform


The CRIF Credit Bureau Score maximizes the value of information contained in EURISC by exploiting the predictive power of a wide and heterogeneous set of variables.
PERFORM – the CRIF Credit Bureau Score – is a tool which predicts the credit risk of a subject through the estimation of their probability of default over the forthcoming 12 months on the basis of information relating to that subject in the CRIF Credit Reporting System. PERFORM offers significant advantages in the assessment of customer creditworthiness, reliability and level of indebtedness.

The solution can also be expanded to include a regional scoring model, PERFORM-Zone, which was developed in collaboration with Data4Value, a CRIF Group company specializing in geo-marketing and regional analysis. With PERFORM-Zone it is possible to extend PERFORM to subjects not present in EURISC, by making use of aggregate regional risk indicators, with the highest level of detail represented by a geographical cell or zone. PERFORM-Profiling is also available, the output from which is a summary of the customer profile assessed online by PERFORM.