CRIF Corp. and  CRIF S.A. de C.V. specializes in the the Americas in:

• decision support systems for risk control and marketing strategies (scoring, client segmentation, etc.);
• design and development of customer database solutions;
• analysis and planning of geomarketing on the web;
• credit bureau scoring systems (statistical models and software);
• development and management of credit reporting systems;
• CRM decision engine software distribution.

Within the past few years, CRIF's international activity has experienced exceptional growth, both in European and American markets.

CRIF DECISION SOLUTIONS is the CRIF company specialized in design, development and management of decision support systems for risk control and  marketing strategies.

By exploiting its exclusive knowledge of the Italian retail credit market and its wealth of experience on an international level, CRIF Decision Solutions develops analytical tools, operating techniques and software applications which have become standard development, evaluation and management tools for credit portfolios.

Through its Scientific Committee, which works in Italy and abroad, CRIF Decision Solutions also carries out operations targeted at research and development in terms of methodological innovations and business ideas. It carries out periodical surveys in this field, in collaboration with top research companies, providing a fundamental reference point for those in the sector.

CRIBIS TELESERVICE is advanced in the management of outbound, telemarketing and Customer Relationship Management services, as well as being one of the most important Italian operators in the management in outsourcing of default credit for banking, financial and business systems.

DATA4VALUE is an highly specialized company that offers a complete range of solutions for marketing that can be integrated or modular, ensuring companies concrete business opportunities through maximum flexibility and adaptation to their own operational systems.

In particular, Data4Value offers:

• high performance proprietary software for the processing and cleaning of personal and regional data;
• a broad set of statistical and behavioral information that is constantly updated;
• advanced web-based micro-marketing services for analyzing and optimizing business at a regional level.

CRIF DECISION SOLUTIONS Ltd. specializes in the following for the UK and Ireland:

• decision support systems for risk control and marketing strategies (scoring, client segmentation, etc.);
• design and development of customer database solutions in particular in claim management and fraud detection solutions for the British insurance companies;
• information and credit assessment services.

Selected as an Approved Supplier by IDSL Insurance Database Services Ltd. - manager of the Insurance Industries Claims and Underwriting Exchange databases for Personal Injuries, Motor and Home insurance claims - CRIF Decision Solutions Ltd. has developed CACHE (CRIF Application for Claim History Exchange), a web based service for the insurance industry that enables the storage of Personal Injuries, Motor and Household claims data. Such data enables insurances companies to validate personal injury (CACHE PI) and Motor & Home (CACHE Motor & Home) claims and check the Claims History of a policyholders, claimants and third parties, allowing claims handlers and underwriters to uncover multiple claimants and identify potential fraud.
CRIF Decision Solutions Ltd. also hosts the Elixir2000 database for Life Insurers allowing them to comply with FSA regulations and share information across the industry.

CCB - CZECH CREDIT BUREAU  in the Czech Republic focused on:

• management of credit reporting systems;
• decision support systems for risk control and marketing strategies (scoring, client segmentation, I-rating, etc.), in particular for the evaluation of SMEs, housing associations and municipalities.

SCB - SLOVAK CREDIT BUREAU specializes in the following for the Slovak Republic:

• management of credit reporting systems;
• decision support systems for risk control and marketing strategies for banks and other non-banking financial institutions;
• business information services;
• solutions for financial and insurance market;
• business information services on companies and municipalities;
• in-depth processing and sector analyses on economic environment;
• a full scale of data support services from training to tailored consultancy.

CRIF Sp. z o. o. provides for the Polish market:

• added-value business information services
• high quality data and freshly investigated credit reports on Polish and foreign companies;
• analytics, consulting, outsourcing and software solutions. 

OOO CRIF, based in Moscow (Russia), provide analytics, consulting, outsourcing, anti-fraud and software solutions.

CRIBIS Corp., based in Tampa (FL, USA), develops and distributes on an international scale:

• online decision support systems for the strategic management of credit and marketing activities;
• company profiles with financial data, business information, credit reports, market research, synthetic ratings and news & tables about companies, industries and markets from more than 1500 local and international providers.

Magnum, based in Atlanta (USA) specializes in data access, analysis, decision analytics, and credit workflow management.  By accessing U.S. and International data sources, Magnum enables clients to maximize their data’s value through user controlled scoring characteristics, decision criteria, and loan origination.

Teres Solutions™, Inc. based in Austin (USA), develops direct and indirect lending software products that define the state-of-the-art for the financial institution market. Its Software Application for Integrated Lending (SAIL®) direct and indirect lending products allow financial institutions to streamline lending decisions, increase revenue through enhanced loan application processing efficiency, improve dealer and member relations, and augment loan tracking and reporting capabilities.

Used by more than 10,000 companies and banking institutions throughout the world, SkyMinder is singular in its field thanks to its ability to aggregate information sourced from many different internationally acclaimed providers and locally-based sources, and supplies online credit and business information on over 50 million companies in 230 countries.

The strategic alliance with the American company TRANSUNION, leader in the NAFTA market, has given rise to two companies that specialize in providing custom and model-based business solutions in Mexico (TRANS UNION CRIF DECISION SOLUTIONS S.A. de C.V.) and in Central and South America and Canada (TRANSUNION CRIF DECISION SOLUTIONS LLC).